Pay as guest

Paying as a guest is a simple and secure way to make Synchrony credit card payments online without logging in.

Make a payment

Need help? Find account.

How it works

Access your account's sign in page

Click the "Pay as guest" button

Follow the instructions to make a payment

If you're looking for access to more features, register now.

FAQs

Have questions? We have answers.

You may pay as guest to make a same-day payment on your Synchrony credit card account in three easy steps. Find your account here and on your sign-in page, tap the Pay as guest button and then:

Select your payment amount
Select your payment method
Review and authorize your payment

: Yes. We use industry-standard encryption technology and device recognition technology to protect your personal information.

: We use industry-standard encryption technology to protect your personal information.

: That depends on the time that Synchrony received your payment. Payments received before 11:59 p.m. Eastern Time on any day will be credited that same day. Payments received after 11:59 p.m. Eastern Time on any day will be credited on the next day.

: That depends on the payment status and the time of day that your payment was submitted. Online same-day payments with a Scheduled status may be modified or canceled until 5:00 p.m. Eastern Time on the day the payment is scheduled. Payments made online after 5:00 p.m. Eastern Time may be modified or canceled until 11:59 p.m. Eastern Time that day. Payments with a Pending or Processed status, or other non-online payments, cannot be modified or canceled.

No. Pay My Provider (PMP) lets you pay your healthcare provider balances online using your CareCredit credit card.

Learn more and access Pay My Provider

No, you may make only one, same-day payment on each of your Synchrony credit card accounts when paying as a guest.

If you want to pay as a guest for multiple accounts:

Complete a payment for one account
Return to the synchrony.com sign-in page
Tap the Pay as Guest button to restart the process
Make a payment on the additional account

: No, you cannot schedule future payments when paying as a guest. You can only make one same-day payment on each of your Synchrony credit card accounts.

: Yes, you can make up to 12 payments if you log in with your username and password at synchrony.com.

: Yes. You will receive an email confirmation of your payment at the email address you provided on your account.

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