Make your music dreams possible

Get what you need — from instruments to sound equipment and more — and start playing today with the Synchrony Music & Sound credit card.*

 

Synchrony partners with top music brands and stores to bring you a way to pay with convenient monthly payments and exclusive offers. See if you prequalify with no impact to your credit score and find a location that accepts the card below!

 

The Synchrony Music & Sound credit card is not accepted at all music retailers included in the locator. Ask yours for details.

Find a location See if you prequalify

Create now, pay over time

It’s safe and secure

 

With $0 fraud liability and no annual fee.**

Special financing

 

Exclusive Special Financing options may be available*; see a music retailer near you for details.

Music retailers nationwide

 

Find the equipment and supplies you need across 1000+ music retailers nationwide.

Play now, pay over time

With the Synchrony Music & Sound credit card pursue your passions and enhance your creativity with convenient monthly payments* on some of your favorite gear such as:

  • Guitar
  • Percussion Instruments
  • Sound Equipment
  • Digital Keyboards
Payment calculator

Synchrony Music & Sound is a preferred credit card for:

Buffet Crampon Casio consselmer Eastman Gibson Martingguitar Pearl Taylor Yamaha

Other cards for music lovers

If you shop for most of your music needs at Sweetwater Music or Guitar Center, you may consider one of these retailer-specific cards. These credit cards are not accepted at all music retailers in the locator. Learn more details below.

Explore Sweetwater Card Explore Guitar Center Gear Card

Payment calculator

Estimate your monthly payments
Make the best decision on how to budget your purchase with our convenient payment calculator for the Synchrony Music & Sound credit card.

Start calculating

Enjoy even more benefits with Synchrony music cards

  • $0 fraud liability
  • No annual fee**
  • Free access to Your Credit Score1
  • Mobile app (iOS & Android)

Explore deals

With your Synchrony Music & Sound credit card, you can take advantage of flexible financing and deals from our partners.

Shop deals
phone icon white

Manage on the go

The MySynchrony app for iOS and Android lets you manage your account and find nearby retailers and offers anywhere, anytime.1

Download on the Apple App Store Download on Google Play

Music & Sound credit card FAQs

Have questions? We have answers.

*Subject to credit approval. Check with your music retailer for details.  

 

**For new accounts as of 7/31/25: Purchase APR 34.99%. Penalty APR 39.99%. Min Interest Charge $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval. 

 

1Credit score is provided by TransUnion and is available by accessing the online account service site at https://www.synchrony.com/accounts/?client=paysol. Scores are available online only to primary cardholders with an open account.