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Frequently asked questions
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What are the ScoreRewards® Credit Card and ScoreRewards® Mastercard?
DICK’S Sporting Goods, Golf Galaxy, Public Lands, and Synchrony Bank have teamed up to offer customers these two great cards.
What is the difference between the ScoreRewards® Credit Card and ScoreRewards® Mastercard?
The ScoreRewards® Credit Card and ScoreRewards Mastercard can be used in DICK'S Sporting Goods, Golf Galaxy and Public Lands store locations, online at www.DICKS.com, www.GolfGalaxy.com or www.PublicLands.com, or at in-store kiosks. The ScoreRewards® Mastercard can also be used anywhere else Mastercard is accepted. Both cards automatically enroll you in the ScoreCard Gold Program and you will earn a $30 Bonus Reward* on a qualified purchase the day you open and use a ScoreRewards® Credit Card at one of our family of brands. Plus, earn 2X points* everyday on qualified in-store and online purchases. With the ScoreRewards® Mastercard you will also earn 1 point for every $3* spent anywhere else Mastercard is accepted.
Can anyone apply for the ScoreRewards® Credit Card?
Any U.S. citizen 18 years of age or older may apply for a ScoreRewards® Credit Card.
Where can I open a ScoreRewards® Credit Card account?
You can apply for a ScoreRewards® Credit Card account at any DICK’S Sporting Goods, Golf Galaxy, or Public Lands store location. You can visit DICKS.com/APPLY to apply online or text “APPLY” to 51801 using your mobile device. Data fees may apply.
When I apply, can I pick ScoreReward® Credit Card or ScoreReward® Mastercard?
No, all applications are considered for the ScoreRewards® Mastercard. If the customer is not approved for the ScoreRewards® Mastercard, you will be automatically considered for the ScoreRewards® Credit Card.
Where can I use my ScoreRewards® Credit Card or ScoreReward® Mastercard?
You can make in-store purchases with your ScoreRewards® Credit Card or ScoreRewards® Mastercard at any DICK’S Sporting Goods, Golf Galaxy, or Public Lands store location or online at www.DICKS.com, www.GolfGalaxy.com or www.PublicLands.com. You can also use your ScoreRewards® Mastercard anywhere else Mastercard is accepted.
Can I use my ScoreRewards® Credit Card and ScoreRewards® Mastercard at in-store kiosks?
Yes, both the ScoreRewards® Credit Card and ScoreRewards® Mastercard are accepted for in-store kiosk purchases at DICK’S Sporting Goods, Golf Galaxy and Public Lands store locations.
Where can I manage my ScoreRewards® Credit Card and ScoreRewards® Mastercard?
To manage your ScoreRewards® Credit Card account, click here.
Can I use my Reward to pay my credit card balance?
No, you can only use your Reward(s) to purchase merchandise, not to pay your credit card bill.
What happens if I close my ScoreRewards® Credit Card or ScoreRewards® Mastercard?
You will still retain your membership in the ScoreCard program. You will need to contact the ScoreCard Hotline at 1-800-440-4002 if you wish to also close your ScoreCard account.
Special Financing purchases earn 1 point for each $1 spent.
*Subject to credit approval. Must have a valid ScoreCard account to earn points. See ScoreRewards Credit Card rewards terms below.
$30 Bonus Reward Account Opening: Must have a valid ScoreCard account to earn points. Limit one offer per account and purchase must be made on day approved. Bonus Reward will be issued within 60 days after opening an account. Applicants who do not receive a credit decision the day that they apply, but are later approved, will receive a $30 Bonus Reward in their credit card package. Limit one offer per account. Bonus Reward will be issued within 60 days after opening an account. See the Credit Card ScoreCard Terms in application for details on earning and redeeming Points and Rewards.
2x Points: Unconverted Points expire on year from date earned. For exclusions, click here.
Special Financing: No Interest if Paid in Full within 12, 18 or 24 Months. Offer applies to an in-store purchase of $399-$998.99 after discounts for 12 month offer; $999-$1,498.99 after discounts for 18 month offer; or $1,499 or more after discounts for 24 month offer made now on your ScoreRewards Credit Card. Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within 12, 18 or 24 months. Special financing purchases earn 1 point for each $1 of purchases. Minimum monthly payments required. Any discount coupon, manufacturing rebate or other promotional offer applied at time of purchase will reduce your total purchase amount and may result in you not satisfying the minimum qualifying purchase amount required. No interest will be assessed on the promotional balance if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo balance from the purchase date. The promo balance is equal to the promo purchase amount and any related optional debt cancellation charges. The required minimum monthly payments may or may not pay off the promo balance before the end of the promo period, depending on purchase amount, promo length and payment allocation. Regular account terms apply to non-promo purchase and, after promo period ends, to the promo balance. For New Accounts as of 11/30/25: Variable Purchase APR 30.74%. Minimum Interest Charge $2. ScoreRewards Mastercard: Cash APR 29.99% and 5% Fee ($10 min). Foreign Trans Fee 3%. Existing cardholders: see your credit card agreement terms. Subject to credit approval.
SCOREREWARDS CREDIT CARD REWARDS TERMS (Credit Card ScoreCard Terms)
Qualified Purchases: As a ScoreCard Program member, you earn at least one ScoreCard point (“Point” or “Points”) for every dollar you spend at any DICK’S Sporting Goods, Golf Galaxy, Public Lands or Going Going Gone store locations (hereinafter referred to as “Our Stores”), or online at www.DICKS.com, www.golfgalaxy.com, www.publiclands.com or www.goinggoing.com (collectively, “Our Websites”) (“Qualified Purchase”). Excluded items include select items from the following brands based upon each brand's discount restrictions: PING, select Titleist, select new releases by TaylorMade, and purchases made through DICK’S Team Sports HQ. For complete details, see full Rewards terms and conditions at DICKS.com/ScoreCardTerms. ScoreCard Points Earned: Use of the ScoreRewards Credit Card or the ScoreRewards Mastercard earns you 2x the amount of Points than you would otherwise earn under the ScoreCard Program on Qualified Purchases at any of Our Stores, in-store kiosks at DICK’S Sporting Goods and online purchases. You will earn a total of two (2) Points per $1 spent on Qualified Purchases when you use the ScoreRewards Credit Card or the ScoreRewards Mastercard. When you use your ScoreRewards Mastercard outside of any of Our Stores, you will earn one (1) Point for every $3.00 in net purchases. So, for each $150 in Qualified Purchases you make using the ScoreRewards Credit Card or the ScoreRewards Mastercard, you will earn a $10 reward (each a “ScoreCard Reward”). ScoreCard Gold Program: If you use your ScoreRewards Credit Card or ScoreRewards Mastercard to make a purchase in Our Stores or on Our Websites at least once during the calendar year, you will automatically be enrolled in the ScoreCard Gold Program. In addition to the benefits of the ScoreCard Program, Gold Program Members will have access to exclusive ScoreCard Gold offers. For complete details, see full terms and conditions here.
Your ScoreRewards Credit Card or ScoreRewards Mastercard® is issued by Synchrony Bank. The Synchrony Bank Privacy Policy governs the use of the ScoreRewards Credit Card or ScoreRewards Mastercard®. The use of this site is governed by the use of the Synchrony Bank Internet Privacy Policy, which is different from the privacy policy of DICK'S Sporting Goods. The ScoreRewards Mastercard® is issued by Synchrony Bank pursuant to a license by Mastercard International Incorporated. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. The Contactless Indicator mark, consisting of four graduating arcs, is a trademark owned by and used with permission of EMVCo, LLC.