Roll the way you want
Hop into the drivers seat with a Pep Boys Synchrony Car Care Credit Card to get all the tires, service and parts you need for a smooth ride ahead. See if you Prequalify with no impact to your credit score.
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Enjoy these benefits
6 months special financing on
purchases of $199 or more* made with the Pep Boys credit
card - Accepted at 1MILLION+ auto
merchant locations nationwide** including parts, repair, services,
gas, and more
- $0 fraud liability and no annual
fee1
- Estimate your monthly payments
Cardholder tools & resources
Take a look at all the ways we support cardholders
Pay without signing in
Use any connected device to make secure, same-day payments without logging in.
Enable pay without sign-in
Go digital with eBill
Make paper clutter a thing of the past with fast, secure, 24/7 digital account management. Enroll in eBill
Download the mobile app
Manage many of your credit cards issued by Synchrony from the palm of your hand.
Keep up with your credit score
View, track, and learn how to improve your score with our free credit score program.
Get started with your credit score
Purchase optional Payment Security
The optional Payment Security product can provide payment protection for your Synchrony credit card when you need it most.*
Learn more about optional Payment Security
Request a credit limit increase
Keep your income information up to date, and see if you qualify for a boost in buying power.1
Log in to get started
Access your online account
Register your credit card account to access your account online and access other great features.
Register account
Never miss a payment
Sign in to your account to automatically pay all or part of your balance every month.
Set up Autopay
FAQ
Have questions? We have answers.
Alerts are one-way communications via email or text message about your account. Sign in now and set up alerts to stay on top of your account and to track your daily spending.
If you received your card with a sticker on the front of it, you will need to call the number listed on the sticker to verify your information and activate your account.
With Autopay, you can have your payment automatically deduct from your bank account each month on your payment due date. The payment will be the amount you select: either the Statement Balance, the Total Minimum Payment Due or a self-selected (other) amount.
*Subject to credit approval. Minimum monthly payments required. Click here for Promotional Financing details and merchant locations. Gas station purchases are not eligible for Promotional Financing. Promotional Financing is available at auto merchants where Synchrony Car Care is accepted. Promotional Financing is automatically applied to qualifying purchases by Synchrony and is reflected on the account statement. No additional action is needed by the cardholder nor the merchant.
**Subject to credit approval. Valid Synchrony Car Care is accepted in the U.S., including Puerto Rico. Click here for merchant locations. Acceptance of the Synchrony Car Care credit card is also determined by the merchant category code (the “MCC”) associated with the merchant. An MCC is a four-digit classification code that is assigned to a merchant by the merchant’s payment card network or merchant processor based on the predominant business activity of the merchant. Synchrony Bank does not assign nor has responsibility for the assignment of MCCs or evaluates what MCC should be assigned to a particular merchant.
1New Accounts as of 7/31/25: Purchase APR 34.99%. Penalty APR 39.99%. Min Interest Charge $2.